{"id":13257,"date":"2026-05-12T13:55:25","date_gmt":"2026-05-12T11:55:57","guid":{"rendered":"https:\/\/www.apeldoorn.nl\/regelen-en-weten\/subsidies\/subsidies-inwoners\/duurzaam-huis-en-tuin\/lening-toekomstbestendig-wonen-voor-particulieren\/"},"modified":"2026-06-30T16:35:27","modified_gmt":"2026-06-30T14:35:27","slug":"lening-toekomstbestendig-wonen-voor-particulieren","status":"publish","type":"page","link":"https:\/\/www.apeldoorn.nl\/en\/regelen-en-weten\/subsidies\/subsidies-inwoners\/duurzaam-huis-en-tuin\/lening-toekomstbestendig-wonen-voor-particulieren\/","title":{"rendered":"Future-proof housing loan for individuals"},"content":{"rendered":"<div data-acfblock=\"Uitklapper-1\" class=\"section section--grey\">\r\n\t<div class=\"container\">\r\n\t\t<div class=\"row justify-content-center\">\r\n\t\t\t<div class=\"col editor  elementOnTop\">\r\n\t\t\t\t<div class=\"accordion\" id=\"accordion1\">\r\n\t\t<div class=\"accordion-item\">\n\t\t  <h2 class=\"accordion-header\" id=\"heading-u1-i1\">\n\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-u1-i1\" aria-expanded=\"false\" aria-controls=\"collapse-u1-i1\">\n\t\t\t  <span class=\"accordion-toggle\"><\/span>Conditions\t\t\t<\/button>\n\t\t  <\/h2>\n\t\t  <div id=\"collapse-u1-i1\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading-u1-i1\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t  <p>By completing this application, you declare that:<\/p>\n<ul>\n<li>you are familiar with the <a class=\"external externe-link\" href=\"https:\/\/lokaleregelgeving.overheid.nl\/CVDR754257\">terms and conditions of the \u2018Future-Proof Living\u2019 loan<\/a>;<\/li>\n<li>you are familiar with the <a class=\"external externe-link\" href=\"https:\/\/www.svn.nl\/particulieren\">SVn\u2019s terms and conditions<\/a>\u00a0(including the fact that SVn will carry out a BKR credit check).<\/li>\n<li>You are aware that we may withdraw the loan commitment in whole or in part if one or more of the conditions set out in the municipal by-law are not met;<\/li>\n<li>the work for which you are applying for the loan has not yet started;<\/li>\n<li>the new fixtures and fittings are installed in the property in accordance with the relevant planning permission;<\/li>\n<li>that you do not commence work until the building and\/or listed building consent has been definitively granted;<\/li>\n<li>the annexes attached to the application form form an integral part of this application;<\/li>\n<li>grant access to a municipal employee (or someone acting on behalf of the municipality) who is responsible for carrying out inspections.<\/li>\n<\/ul>\n\t\t\t<\/div>\n\t\t  <\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"accordion-item\">\n\t\t  <h2 class=\"accordion-header\" id=\"heading-u1-i2\">\n\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-u1-i2\" aria-expanded=\"false\" aria-controls=\"collapse-u1-i2\">\n\t\t\t  <span class=\"accordion-toggle\"><\/span>Explanatory notes on the application\t\t\t<\/button>\n\t\t  <\/h2>\n\t\t  <div id=\"collapse-u1-i2\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading-u1-i2\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t  <p>Would you like to save energy or make some changes to your home so that you can continue to live there as you get older? If so, you can take out an attractive loan to improve your home.<\/p>\n<p>You can <a href=\"https:\/\/www.apeldoorn.nl\/regelen-en-weten\/subsidies\/subsidies-inwoners\/duurzaam-huis-en-tuin\/welke-leningen-zijn-er\/\">Loan for future-proof housing<\/a>\u00a0use if you are implementing measures to save energy and make your home suitable for all stages of life at the same time. By offering all loans for home improvements under a single scheme, you no longer need to work out which loan is suitable for your housing needs or submit multiple applications if you wish to adapt your home.<\/p>\n<p>The measures eligible under this scheme are:<\/p>\n<ul>\n<li>Energy<\/li>\n<li>Lifetime suitability<\/li>\n<li>Foundation repair<\/li>\n<li>Asbestos removal<\/li>\n<\/ul>\n<p>Any investment in \u2018age-proof housing\u2019, \u2018asbestos removal\u2019 or \u2018foundation repair\u2019 must always be combined with one energy-saving or energy-generating measure.<\/p>\n<p>A subsidy ceiling of \u20ac550,000.00 has been set for this scheme for the year 2026. Once this ceiling has been reached, the application will be rejected.<\/p>\n<p><strong>Please note!<\/strong> This is the \u2018Future-Proof Living\u2019 loan for private individuals. There is also a <a href=\"https:\/\/www.apeldoorn.nl\/regelen-en-weten\/subsidies\/subsidies-ondernemers\/duurzaamheid\/lening-toekomstbestendig-wonen-voor-vves\/\">Future-proof housing loan for owners\u2019 associations<\/a>.<\/p>\n<p><strong>Please note!<\/strong> You may also need an environmental permit. For more information <a href=\"\/contact\">contact us<\/a>.<\/p>\n\t\t\t<\/div>\n\t\t  <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Do you have plans to make your home more sustainable, future-ready, asbestos-free or better quality? If so, you can...<\/p>","protected":false},"author":3,"featured_media":0,"parent":5010,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"wp-custom-template-product","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","ep_exclude_from_search":false,"footnotes":""},"categories":[],"tags":[],"folder":[],"class_list":["post-13257","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.1 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Lening toekomstbestendig wonen | Gemeente Apeldoorn<\/title>\n<meta name=\"description\" content=\"Lening toekomstbestendig wonen voor particulieren in Apeldoorn. 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