{"id":3404,"date":"2026-03-10T16:54:31","date_gmt":"2026-03-10T15:54:31","guid":{"rendered":"https:\/\/www.apeldoorn.nl\/regelen-en-weten\/werk-inkomen-en-uitkering\/hulp-bij-geldzorgen-en-schulden\/"},"modified":"2026-09-15T16:26:21","modified_gmt":"2026-09-15T14:26:21","slug":"hulp-bij-geldzorgen-en-schulden","status":"publish","type":"page","link":"https:\/\/www.apeldoorn.nl\/en\/regelen-en-weten\/werk-inkomen-en-uitkering\/hulp-bij-geldzorgen-en-schulden","title":{"rendered":"Help with money worries and debts"},"content":{"rendered":"<div data-acfblock=\"Uitklapper-1\" class=\"section section--grey\">\r\n\t<div class=\"container\">\r\n\t\t<div class=\"row justify-content-center\">\r\n\t\t\t<div class=\"col editor  elementOnTop\">\r\n\t\t\t\t<div class=\"accordion\" id=\"accordion1\">\r\n\t\t\t<div class=\"accordion-item\">\n\t\t\t  <h2 class=\"accordion-header\" id=\"heading-u1-i1\">\n\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-u1-i1\" aria-expanded=\"false\" aria-controls=\"collapse-u1-i1\">\n\t\t\t\t  <span class=\"accordion-toggle\"><\/span>Apeldoorn Council is a member of the Debt Help Centre\t\t\t\t<\/button>\n\t\t\t  <\/h2>\n\t\t\t  <div id=\"collapse-u1-i1\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading-u1-i1\">\n\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t  <p>The municipality of Apeldoorn is working in partnership with the <a class=\"external\" href=\"https:\/\/www.schuldenknooppunt.nl\/\">Debt Advice Centre<\/a>. This is a secure website where we can share information quickly and easily with creditors, such as banks and businesses.<\/p>\n<p>This enables us to help residents with financial difficulties more effectively and more quickly.<\/p>\n\t\t\t\t<\/div>\n\t\t\t  <\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"accordion-item\">\n\t\t\t  <h2 class=\"accordion-header\" id=\"heading-u1-i2\">\n\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-u1-i2\" aria-expanded=\"false\" aria-controls=\"collapse-u1-i2\">\n\t\t\t\t  <span class=\"accordion-toggle\"><\/span>Request\t\t\t\t<\/button>\n\t\t\t  <\/h2>\n\t\t\t  <div id=\"collapse-u1-i2\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading-u1-i2\">\n\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t  <p>Samen055 can help you with:<\/p>\n<ul>\n<li>to get an overview of your income and expenditure;<\/li>\n<li>to start budget guidance or budget coaching;<\/li>\n<li>taking over payments and\/or administration, either on a temporary or long-term basis;<\/li>\n<li>to agree on a feasible payment plan;<\/li>\n<li>to check the tax office\u2019s allowances;<\/li>\n<li>to apply for a benefit or a local authority scheme;<\/li>\n<li>to apply for a loan to cover the outstanding payments;<\/li>\n<li>seizure of your income, bank account or household effects;<\/li>\n<li>preventing eviction or the disconnection of energy or water supplies;<\/li>\n<li>to start a debt settlement process.<\/li>\n<\/ul>\n<p>You will discuss your personal situation with a member of staff from Samen055. Together, you will explore the options available to find a solution to your request for support. You can then decide for yourself whether you wish to accept this support.<\/p>\n<p>Fill in the <a class=\"external\" href=\"https:\/\/mijnhulpvraag.samen055.nl\/formulier?formulierid=20\">contact form<\/a>\u00a0Please contact Samen055 and we will get in touch with you to arrange an appointment.<\/p>\n\t\t\t\t<\/div>\n\t\t\t  <\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"accordion-item\">\n\t\t\t  <h2 class=\"accordion-header\" id=\"heading-u1-i3\">\n\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-u1-i3\" aria-expanded=\"false\" aria-controls=\"collapse-u1-i3\">\n\t\t\t\t  <span class=\"accordion-toggle\"><\/span>I am an entrepreneur\t\t\t\t<\/button>\n\t\t\t  <\/h2>\n\t\t\t  <div id=\"collapse-u1-i3\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading-u1-i3\">\n\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t  <p>Bent u ondernemer en maakt u zich zorgen over uw persoonlijke of zakelijke geldzaken? Kijk dan op <a href=\"\/regelen-en-weten\/ondernemen-en-organiseren\/financiele-hulp\/advies-bij-geldzorgen-voor-ondernemers\">Advies en ondersteuning voor ondernemers<\/a>.<\/p>\n\t\t\t\t<\/div>\n\t\t\t  <\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"accordion-item\">\n\t\t\t  <h2 class=\"accordion-header\" id=\"heading-u1-i4\">\n\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-u1-i4\" aria-expanded=\"false\" aria-controls=\"collapse-u1-i4\">\n\t\t\t\t  <span class=\"accordion-toggle\"><\/span>Applications as an administrator\t\t\t\t<\/button>\n\t\t\t  <\/h2>\n\t\t\t  <div id=\"collapse-u1-i4\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading-u1-i4\">\n\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t  <p>As an administrator, you can apply for debt counselling on behalf of your client. You can do this by sending an email to <a href=\"mailto:schuldhulpverlening@apeldoorn.nl\">schuldhulpverlening@apeldoorn.nl<\/a>. Before the first meeting, please provide <a href=\"\/regelen-en-weten\/werk-inkomen-en-uitkering\/hulp-bij-geldzorgen-en-schulden\/checklist-aanleveren-door-bewindvoerder\/\">a number of documents<\/a> . A neighbourhood adviser will then contact you and your client to arrange an appointment.<\/p>\n<p>Your client should bring a valid form of identification to the first appointment.<\/p>\n\t\t\t\t<\/div>\n\t\t\t  <\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Request support if you are experiencing financial difficulties or debt.<\/p>","protected":false},"author":13,"featured_media":0,"parent":3350,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"wp-custom-template-product","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","ep_exclude_from_search":false,"footnotes":""},"categories":[],"tags":[],"folder":[],"class_list":["post-3404","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.1 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Hulp bij geldzorgen en schulden | Gemeente Apeldoorn<\/title>\n<meta name=\"description\" content=\"Hulp bij geldzorgen en schulden in Apeldoorn. 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