{"id":4878,"date":"2026-03-27T09:48:52","date_gmt":"2026-03-27T08:48:52","guid":{"rendered":"https:\/\/www.apeldoorn.nl\/regelen-en-weten\/ondernemen-en-organiseren\/financiele-hulp\/krediet-voor-gevestigde-ondernemer-geboren-voor-1-1-1960-ouderenregeling\/"},"modified":"2026-06-30T16:31:10","modified_gmt":"2026-06-30T14:31:10","slug":"krediet-voor-gevestigde-ondernemer-geboren-voor-1-1-1960-ouderenregeling","status":"publish","type":"page","link":"https:\/\/www.apeldoorn.nl\/en\/regelen-en-weten\/ondernemen-en-organiseren\/financiele-hulp\/krediet-voor-ondernemers\/krediet-voor-gevestigde-ondernemer-geboren-voor-1-1-1960-ouderenregeling\/","title":{"rendered":"Loan for established entrepreneurs born before 1 January 1960 (scheme for older entrepreneurs)"},"content":{"rendered":"<div data-acfblock=\"Uitklapper-1\" class=\"section section--grey\">\r\n\t<div class=\"container\">\r\n\t\t<div class=\"row justify-content-center\">\r\n\t\t\t<div class=\"col editor  elementOnTop\">\r\n\t\t\t\t<div class=\"accordion\" id=\"accordion1\">\r\n\t\t<div class=\"accordion-item\">\n\t\t  <h2 class=\"accordion-header\" id=\"heading-u1-i1\">\n\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-u1-i1\" aria-expanded=\"false\" aria-controls=\"collapse-u1-i1\">\n\t\t\t  <span class=\"accordion-toggle\"><\/span>Information\t\t\t<\/button>\n\t\t  <\/h2>\n\t\t  <div id=\"collapse-u1-i1\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading-u1-i1\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t  <p>You can receive a one-off business loan of up to \u20ac10,607. Depending on your assets, this business loan will be either a grant or an interest-free loan. The term is up to 10 years.<\/p>\n\t\t\t<\/div>\n\t\t  <\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"accordion-item\">\n\t\t  <h2 class=\"accordion-header\" id=\"heading-u1-i2\">\n\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-u1-i2\" aria-expanded=\"false\" aria-controls=\"collapse-u1-i2\">\n\t\t\t  <span class=\"accordion-toggle\"><\/span>Conditions\t\t\t<\/button>\n\t\t  <\/h2>\n\t\t  <div id=\"collapse-u1-i2\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading-u1-i2\">\n\t\t\t<div class=\"accordion-body\">\n\t\t\t  <h3>Income<\/h3>\n<ul>\n<li>You have been wholly or partly dependent on this income for your living expenses for at least 18 months. Have you been self-employed for a shorter period? In that case, you are considered a start-up.<\/li>\n<li>You must not have any other income apart from your business income that would take you above the social security threshold. So be sure to include your partner\u2019s income. Is that income from temporary work? If so, there may be options available. Please ask us about this.<\/li>\n<\/ul>\n<h3>A viable business<\/h3>\n<ul>\n<li>Your business is not viable. Nevertheless, you wish to continue running it. You expect your business to generate a gross income of at least \u20ac8,425 (for the entrepreneur\u2019s allowance) per financial year.<\/li>\n<\/ul>\n<h3>Assets<\/h3>\n<ul>\n<li>Do you or your partner own any assets (such as a home)? If so, you may still be eligible for financial support. If you have a business partner, we will also assess their assets. The value of your assets determines whether the support takes the form of a loan or a grant.<\/li>\n<\/ul>\n<h3>Liability and administration<\/h3>\n<ul>\n<li>You are in charge of your business and bear the financial risk associated with it.<\/li>\n<li>You must keep proper (business) records and submit your tax returns to the tax authorities on time.<\/li>\n<li>When submitting your application, you must provide access to your accounts, income tax returns and tax assessments for the last three years. You must submit provisional figures for the current financial year and a forecast for the coming year. You must also explain how the problems arose.<\/li>\n<\/ul>\n\t\t\t<\/div>\n\t\t  <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Loan for entrepreneurs born before 1 January 1960.<\/p>","protected":false},"author":13,"featured_media":0,"parent":4872,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"wp-custom-template-product","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","ep_exclude_from_search":false,"footnotes":""},"categories":[],"tags":[],"folder":[],"class_list":["post-4878","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.9 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Krediet ouderenregeling ondernemer | Gemeente Apeldoorn<\/title>\n<meta name=\"description\" content=\"Krediet via de ouderenregeling voor ondernemers in Apeldoorn. 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